Prescription Drug Card
Do you have a prescription drug card? Have you considered getting one? If so, then you need to do a bit of research into what this card will do for you and whether or not it really provides the discounts it is supposed to.
Prescription drug cards are intended to make medication more affordable by offering those with a card a discount on the drugs they purchase and take. These cards are often targeted at elderly adults who, on the whole, require more medication more regularly. For those without medical insurance, a prescription drug card can make the difference between being able to afford the medication they need and not having access to it.
A prescription drug card is a document that is supposed to make medication more affordable for anyone that has one. Showing this card is supposed to ensure people a discount on the medication they need. But does it?
A prescription drug card does ensure some kind of savings, but as with any discount card there is often a fee involved in obtaining and maintaining this card. Some places offer a one-time sign up fee, while for others there is an annual fee associated with this kind of card. You need to determine how much you will pay for the card versus how much your savings might be in a year.
Some places are also bumping up their prices to compensate for the discount, so you need to do your research. Can you find the medication at a cheaper rate at an online pharmacy or discount supplier than even with your prescription drug card? It’s worth looking into.
A prescription drug card can be useful to some – it all depends on what kind of medication you need and the type of plan the organization or the pharmacy is offering.
Disclaimer: Cliff Schaffer does not personally endorse or support any of the comments made within the writings of this article.